FLOCRED connects customers with personal loan options from over 30 banks and NBFCs, catering to diverse financial needs
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A home loan, also known as a mortgage, is a financial product designed to help individuals purchase real estate
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A business loan is a financial product offered by banks, NBFCs, and other financial institutions to meet the funding needs of individuals
Microloans are small, short-term loans designed for individuals or entities with minimal capital requirements, including self-employed professionals
Bill discounting is a short-term financing method that enables traders to manage cash flows by selling unpaid invoices due on future dates to financial institutions.
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Opening a new account with us is quick and hassle-free. Whether you're looking to open a savings, current, or fixed deposit account,
A Fixed Deposit (FD) is one of the most reliable and safest investment options, offering guaranteed returns.
Welcome to Flocred, where we empower individuals and businesses with fast, reliable, and flexible financial solutions. Founded with the mission to make borrowing simple and stress-free, we pride ourselves on offering tailored loan products designed to meet your unique needs.
No hidden fees, no surprises, just straight forward lending.
Get approved quickly, so you can focus on what matters most.
From personal loans to business financing, we provide solutions that fit your goals.
Your trust is our priority. Our dedicated team is here to guide you every step of the way.
We've compiled a list of frequently asked questions to provide you with quick and helpful answers. If you have a question that is not addressed below
Our loans are available to individuals aged 23 or older with a stable source of income. Specific loans may have additional requirements.
Loan eligibility is assessed based on factors like income, credit score, employment status, and existing financial obligations.
Yes, you can apply for a loan online through our website. The process is simple and secure.
Loan approval times vary. Some loans, like personal loans, can be approved in as little as 24 hours, while others may take longer depending on the complexity.
The maximum loan amount depends on the type of loan, your creditworthiness, income, and other factors.
Interest rates vary based on the loan type, amount, tenure, and the borrower’s credit profile. Our rates are competitive and transparent.
Loan tenure ranges from a few months to several years, depending on the loan type and agreement terms.
Yes, you can prepay or foreclose your loan. Prepayment terms and charges (if any) depend on the loan agreement.
Missing a payment may result in penalties and affect your credit score. Contact us immediately if you anticipate any payment difficulties.
EMI dates can be adjusted in certain cases, subject to approval. Reach out to our support team for assistance.
Yes, but the terms may vary. We assess each application individually and may offer options for those with lower scores.
Improve your credit score, maintain a stable income, and minimize existing debts to enhance your eligibility.
You can reach us via:
Update us with your new employment or address details to ensure seamless communication and loan servicing.
Yes, our loans are available to self-employed individuals with relevant income proof.
Yes, we offer specific loan products for NRIs. Contact us for detailed eligibility criteria.