Personal Loan in Gurgaon — From 10.49% p.a. | FLOCRED

Looking for a Personal Loan in Gurgaon? FLOCRED helps you check eligibility from 50+ banks in under 2 minutes — no documents, no CIBIL score hit. Haryana's trusted loan comparison platform.

Starting Rate
10.49% p.a.
Max Amount
₹50 Lakh
Min CIBIL
650+
Max Tenure
5 yrs
✓ Free eligibility check✓ No CIBIL score impact✓ 50+ banks✓ 2-minute result
Check Personal Loan Eligibility in Gurgaon

Free · 2 minutes · No CIBIL impact

🔒 No CIBIL score impact · No documents · Free

Best Personal Loan Rates in Gurgaon 2026

Bank / NBFCStarting RateProcessing FeeMin CIBILType
SBI10.49%0.5–2%700+Bank
HDFC Bank10.85%0.5–2%700+Bank
ICICI Bank10.75%0.5–2%680+Bank
Axis Bank11.25%0.5–2%700+Bank
Kotak Bank10.99%0.5–2%700+Bank
Bajaj Finserv13%0.5–2%660+NBFC
Faircent14%0.5–2%550+P2P

*Rates indicative. Actual rate depends on CIBIL score, income, and lender policy.

Personal Loan in Other Haryana Cities

Personal Loan Gurugram →Personal Loan Faridabad →Personal Loan Manesar →

Other Loans in Gurgaon

🏠
Home Loan
8.4%
💼
Business Loan
10.75%
🏢
Loan Against Property
9.25%
🚗
Car Loan
8.65%
⚡
Working Capital Loan
10.5%

FAQ — Personal Loan in Gurgaon

What is the minimum CIBIL score for a Personal Loan in Gurgaon?↓
Most banks require a minimum CIBIL score of 650 for a Personal Loan in Gurgaon. FLOCRED also works with NBFCs for scores as low as 550-600.
How quickly is a Personal Loan disbursed in Gurgaon?↓
With FLOCRED, personal loans in Gurgaon can be disbursed in 24-72 hours for salaried applicants. Business loans take 5-10 working days.
Does checking Personal Loan eligibility affect my CIBIL score?↓
No. FLOCRED's eligibility check is a soft inquiry — it does not appear on your credit history.
What documents are required for a Personal Loan in Gurgaon?↓
Salaried: PAN, Aadhaar, 3 salary slips, 6-month bank statement. Self-employed: PAN, Aadhaar, 2-year ITR, 12-month bank statement.

Ready for a Personal Loan in Gurgaon?

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