A financial wellness benefit that actually helps. ARIA gives every employee access to the best loan rates, CIBIL coaching, and personalised financial planning. Free for your company.
Free · Our corporate team responds within 24 hours
🔒 Confidential · No commitment required
Every employee gets personal access to ARIA — India's first AI finance concierge. Loan advice, CIBIL coaching, EMI planning.
₹0 for employeesEmployees access corporate-preferred rates from 50+ banks. MNC salary tie-ups mean lower rates than retail — sometimes 0.5% lower.
Saves ₹20,000+ on avg loanARIA monitors each employee's financial health and gives a personalised CIBIL improvement plan. Better scores = better loan rates.
Average 40pt improvementARIA connects employees to ethical salary advance products — not predatory apps. Low rates, transparent terms, employer coordination.
From 12% p.a.FLOCRED conducts quarterly financial wellness sessions for your employees — budgeting, loan management, investment basics.
Quarterly · In-person or virtualAggregate (anonymised) financial wellness report for HR. Track employee financial stress indicators — no individual data shared.
Privacy-first designFill the form above. Our corporate team contacts you within 24 hours. No IT integration or contracts required to start.
We send a WhatsApp / email to all employees with their personal ARIA access link. Takes 5 minutes per employee to set up.
Every employee gets personalised financial advice, loan matching, and CIBIL coaching — 24/7, in Hindi or English.
Yes, 100% free. FLOCRED earns commission from banks when an employee takes a loan through ARIA. This fully funds the service. Your company pays nothing, and employees pay nothing for ARIA access.
Absolutely. Individual employee data is never shared with HR or the employer. The HR dashboard shows only aggregate, anonymised wellness indicators. FLOCRED complies with DPDPA 2023 for all employee data.
No. The entire setup is via WhatsApp and email — no API integration, no CRM access, no IT involvement. We just need your employee email list or WhatsApp numbers to onboard.
Any size — from 10-person startups to 1,000+ employee corporations. All get the same ARIA access. Larger companies get dedicated account management and customised financial literacy sessions.
Register your company in 5 minutes. Live within 24 hours.